Open your Thesa account.

Takes about 3 minutes. You will need your National Registration Card and a working mobile number.

Demo scenario

Switch to see the alternate eKYC decision path

NRC Capture

Liveness & selfie

Phone & Address

Sanctions & PEP

Decision

Step 1 of 5 · Identity capture

Upload your National Registration Card

NRC

Drag & drop your NRC here, or click to simulate

We accept NRCs · passports · driver's licences · resident permits

NRC OCR · Thesa eKYC v2.2 · 98% accuracy

Step 2 of 5 · Liveness & face-match

Take a live selfie

LIVE CAMERA

Position your face inside the guide · follow prompts

◐

Blink detectedActive liveness challenge

↻

Head turn detectedActive liveness challenge

☺

Smile detectedActive liveness challenge

◉

3D depth verifiedPassive liveness

✓

Deepfake checkGAN signature · video replay · texture

ID photo ↔ Live capture

Face match confidence97.3%

Liveness score98/100

Deepfake probability0.02

Final verdictHUMAN CONFIRMED

Step 3 of 5 · Contact & address verification

Verify your phone number and address

Mobile number · MNO lookup

Phone number

MTN Zambia · Match confirmed

✓Name match: Tawonga Tembo
✓SIM active: 4.2 years
✓SIM-swap in last 90 days: none
✓Registered SIM (not unregistered-SIM conduit)

Address · utility bill OCR

Residential address

Upload ZESCO bill

Click to simulate · we will extract the address and match it

ZESCO bill · Address matched

✓Bill date: 2026-03 · current
✓Address: Plot 47 Kabulonga · match
✓Account holder: Tembo T.M. · match

Step 4 of 5 · Sanctions & PEP screening

Automated compliance checks

Thesa screens every applicant against 7 watchlists before any account is opened. This typically takes less than 4 seconds.

OFAC SDNQueued

UN ConsolidatedQueued

EU ConsolidatedQueued

FIC Zambia alertsQueued

Local PEP · Parliament + CabinetQueued

Local PEP · SOEs + Senior civil serviceQueued

Internal blocklistQueued

Step 5 of 5 · Onboarding decision

Thesa eKYC · final verdict

Welcome back, Joyce Mutale

CUST008 · Current Account · Chingola

Tier 2 · K50,000 Daily Limit

Available Balance

K12,847.50

● SECURITYUnusual login attempt at 02:14

We detected an attempt to sign in from a new device in Ndola. You normally use this app from Chingola. Was this you?

Recent transactions

Last 10 events · real-time

● LIVE

C
Shoprite Manda Hill
CARD · 2026-04-21 14:32
−K245.00
W
Salary · ABC Mining Ltd
WIRE · 2026-04-20 09:00
+K8,400.00
M
MTN Airtime
MOBILE MONEY · 2026-04-19 18:22
−K100.00
C
Engen Fuel · Ndola
CARD · 2026-04-18 07:45
−K850.00
C
ZESCO Bill Payment
CARD · 2026-04-17 12:10
−K480.00
A
ATM Cash Withdrawal
ATM · 2026-04-15 13:04
−K500.00
C
Pick n Pay
CARD · 2026-04-14 16:28
−K321.00
M
P2P from Grace T.
MOBILE MONEY · 2026-04-12 20:05
+K500.00
C
DSTV Payment
CARD · 2026-04-10 09:30
−K390.00
C
Game Stores
CARD · 2026-04-08 11:14
−K1,250.00

Account security

Your fraud-protection status

● PROTECTED

SIM-swap history (your number)Never swapped

Failed login attempts · 30d0

Trusted devices2 on file

eKYC confidence score94 / 100

Sanctions refresh status2h 14m ago

Two-factor authenticationEnabled

Account tenure3 years 4 months

Ask Thesa

Your AI banking assistant

Hi Joyce. I can help you understand your account, transactions, and security. Try one of these:

Open your Thesa account.

Upload your National Registration Card

Drag & drop your NRC here, or click to simulate

Document forensics · all checks passed

Take a live selfie

ID photo ↔ Live capture

Verify your phone number and address

Mobile number · MNO lookup

Address · utility bill OCR

Upload ZESCO bill

Automated compliance checks

Thesa eKYC · final verdict

Welcome back, Joyce Mutale

● SECURITYUnusual login attempt at 02:14

Recent transactions

Account security

Ask Thesa