A unified AI platform for credit scoring, real-time fraud detection, AML monitoring and customer intelligence — running on sovereign infrastructure inside INFRATEL's Tier III data centres in Lusaka and Kitwe.
The Bank of Zambia, the Financial Intelligence Centre, ZICTA and every major MNO launched the "Be Fraud Smart" campaign in September 2025 for a reason. The evidence is public. The exposure is concrete.
Thesa is an AI-native banking platform that replaces the foreign-software line items in your budget — AML, credit scoring, fraud detection, data warehousing and customer analytics — with one sovereign stack.
Unified lakehouse. 80–120TB scale. Bronze→Silver→Gold architecture for real-time ingestion.
Real-time liquidity dashboards. T+0 positions, deposits and regulatory reporting in one view.
Alternative credit scoring for thin-file customers. <3-second decisions using mobile money and utility data.
Real-time AML and fraud monitoring. Graph analysis catches rings and structuring. 40–60% loss reduction.
Unified relationship graph. Cross-sell intelligence. Household and network-level risk visibility.
Fraud models built in London or Dubai miss the patterns that define Zambian banking. Three production-fine-tuned modules, speaking the local language — literally and operationally.
Fraud, identity and pattern detection are not unique to banking. The same engines that score credit and flag structuring can serve the wider economy. We lead with financial services — because that is where the regulatory clarity and economic urgency converge today.
Step inside. Experience the analyst command centre or walk through the customer eKYC flow.